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Get Pre-Qualified for our Freedom Fund Program

Thank you for choosing Forward Memphis, a trusted, affordable and sustainable alternative to a payday loan.  If you’re facing a financial crisis, we provide access to emergency loans and grants up to $5,000 with no minimum credit score as recommended by your coach.  This assistance is made available through a collaboration with our community partners.

If you would like to be considered for our program, please review our requirements: 

  • Minimum age: 18
  • Live, Work, Worship or Go to School in Shelby County, TN
  • Minimum annual household income of $30,000
  • Must not be in active bankruptcy or had a bankruptcy discharged in the past 2 years
  • Must not owe any money to Hope Credit Union
  • Must complete coaching recommendations before receiving assistance

How To Apply

To begin the pre-qualification process, we recommend setting aside at least 20 minutes as well as having access to the following documents:

  • Current pay stubs or a benefit statement reflecting one month of verifiable income (e.g., 2 pay stubs if you’re paid bi-weekly or semi-monthly; 4 pay stubs if you’re paid weekly; 1 pay stub or benefit statement (social security, pension) if you’re paid monthly)
  • Most Recent Bank Statement to show the last 30 days of transactions
  • Documentation showing your emergency financial need

Once we receive your application and supporting documents, a team member will contact you to schedule a virtual meeting with a financial coach.

If you need to save your form and come back to complete it later, please click the “Save” button at the bottom of each page.