Skip to main content

Forward Memphis, a Trusted, Affordable, and Sustainable Alternative to Payday Lending

Forward Memphis

($1000 loan at 10% Interest)

You Pay

Payday Lenders

($1000 loan at 459%* Interest)

You Pay $4,590

*Source:  Hub.Nashville.Gov

What Is The Problem?

Predatory Loans

Memphis, Tennessee is the payday lending capital of the world with more than 100 stores located in predominantly black and latino communities.  Predatory lenders can charge annual percentage rates as high as 459% which means you may pay back almost 5 times the amount you originally borrowed.

Learn More

What Is The Solution?

Forward Memphis

Forward Memphis provides trusted hands-on coaching, sustainable solutions and access to grants and affordable loans with no minimum credit score.  We offer a way out of the vicious payday loan cycle.

Learn More


Step 1: Apply

  • Complete our online application

Step 2: Assess

  • Meet with our coach

Step 3: Advise

  • Coach presents a sustainable solution 
  • Applicant completes recommended steps

Step 4: Access

  • Applicant receives financial assistance of up to $5,000 as recommended by the coach


Stay up-to-date with Forward Memphis by signing up for our newsletter!


Forward Memphis is a collaboration of financial institutions, nonprofits, faith-based organizations, and corporations focused on ending generational cycles of payday lenders.

Partner With Us


We have a dedicated team of qualified money coaches who serve our clients with excellence by providing a thorough assessment and making recommendations that are sustainable to help them reach financial success.

Chief Executive Officer

Travis Moody

Travis Moody is the founder and leader of Forward Memphis, a non-profit organization focused on interrupting generational cycles of predatory lending. He transitions from serving as a pastor at The Life Church of Memphis where he has served the last 11 years. He is the author of Focus on the Giver, Not the Gift: Ten Strategies for Building a Generous Church Culture, Financial Breakthrough: God’s Plan for Getting
out of Debt, and Winning: The Guide to a Life of Peace and Purpose.

Travis Moody is a native Memphian and a proud graduate of Memphis Hamilton
High School. He attended Georgia Tech on a football scholarship and graduated with a Bachelor of Science degree in Industrial Engineering. He also received an MBA from Duke University's Fuqua School of Business.

Travis spent over 17 years as a manager and executive with three Fortune 500 companies (Procter and Gamble, Weyerhaeuser, and Target) in South Carolina, Washington, Georgia, Tennessee, and Arkansas.

He has been married to his amazing wife, Carol, for over thirty-one years.
They have four adult children and live in Cordova, Tennessee.

Contact: OR visit

Operations Director & Money Coach

T.K. Jones

Miss T.K. Jones is a dedicated professional who genuinely cares about people.

After spending over 25 years in the financial services industry working for several Fortune 500 companies, T.K. retired from a successful career to pursue ministry by joining the staff of The Life Church. In her role, she provided leadership to volunteer engagement and led a team of money coaches who helped people pay off debt, buy new homes and start successful businesses.

As Operations Director and Money Coach for Forward Memphis, T.K.’s mission is to encourage people to achieve their financial dreams and build multi-generational wealth that brings multi-generational blessings.


Interested in joining the team? Check out the listing of our current openings and send us your resume.

Join The Team

Special Thanks To Our Partners


For media inquiries contact:
Janna Forbes, Hughes | Forbes Group