Emergency Financial Assistance
Our Process
HOW IT WORKS
Admission
- No credit check
- $30,000 minimum annual income
- At least 18 years of age
- Current Shelby County resident
- Not in bankruptcy
Assess
- Initial data gathering to build current financial picture
- Possible solution development
- Meet with a money coach
- Maximum of 12% vs. 459% with traditional payday loans
Advise
- Solution presentation
- Client decision
- Hands-on guidance
Access to Capital
- Up to $5,000
- Maximum 12% interest rate
What Is The Problem?
Predatory Loans
Memphis is the payday lending capital of the world. Shelby County has 114 stores, more than any other county in Tennessee. In Tennessee, these predatory lenders can charge rates as high as 459%. Most predatory lenders in Memphis are concentrated in areas heavily populated in historically marginalized communities.
What Is The Solution?
Forward Memphis
Interrupting generational cycles of predatory lending by providing affordable emergency financial assistance to working-class Memphians through trusted hands-on guidance and sustainable solutions.
WHY CHOOSE FORWARD MEMPHIS
What makes us Unique?
We provide emergency financial assistance to Memphians to ensure long-term financial stability.
Ace Cash Express
Predatory lenders like Ace Cash Express are constantly putting everyday Memphians in a financial hole.
Owe
$1000
After A Year
- $1000 Loan
- 24-Hour Turn Around
- Up to 459% Interest Rate
Forward Memphis
Forward Memphis provides emergency assistance and financial success.
Owe
$0
After A Year
- $1000 Loan
- 60-Day Turn Around
- Up to 18% Interest Rate
DID YOU KNOW?
There are 114 high-cost loan storefronts in Memphis, according to the report, with the majority concentrated in highly populated Black and Latino neighborhoods in North and South Memphis
OUR PARTNERS
We partner with financial institutions and non-profits focused on helping historically marginalized communities in emergency financial assistance and community development.
OUR TEAM
Every team member is dedicated to helping Memphians reach financial success.
Travis Moody is the founder and leader for Forward Memphis, a non-profit organization
focused on interrupting generational cycles of predatory lending. He transitions from
serving as a pastor at The Life Church of Memphis where he has served the last 11 years.
He is the author of Focus on the Giver, Not the Gift: Ten Strategies for Building a
Generous Church Culture, Financial Breakthrough: God’s Plan for Getting out of Debt,
and Winning: The Guide to a Life of Peace and Purpose.
focused on interrupting generational cycles of predatory lending. He transitions from
serving as a pastor at The Life Church of Memphis where he has served the last 11 years.
He is the author of Focus on the Giver, Not the Gift: Ten Strategies for Building a
Generous Church Culture, Financial Breakthrough: God’s Plan for Getting out of Debt,
and Winning: The Guide to a Life of Peace and Purpose.
Travis Moody is a native Memphian and a proud graduate of Memphis Hamilton High
School. He attended Georgia Tech on a football scholarship and graduated with a
Bachelor of Science degree in Industrial Engineering. He also received an MBA from
Duke University's Fuqua School of Business.
Travis spent over 17 years as a manager and executive with three Fortune 500
companies (Procter and Gamble, Weyerhaeuser, and Target) in South Carolina,
Washington, Georgia, Tennessee, and Arkansas.
He has been married to his amazing wife, Carol, for over thirty-one years. They
have four adult children and live in Cordova, Tennessee.
For more information, visit travismoody.com.
Miss T.K. Jones is a dedicated professional who genuinely cares about people. She is
originally from Illinois and a graduate of Northern Illinois University where she obtained
a Bachelor of Science degree in Finance.
originally from Illinois and a graduate of Northern Illinois University where she obtained
a Bachelor of Science degree in Finance.
After spending over 25 years in the financial services industry working for several
Fortune 500 companies, T.K. retired from a successful career at Securian Financial
Group to pursue her ministry calling by joining the staff of The Life Church. At The Life
Church, she provided leadership to volunteer engagement at the Germantown Parkway
location and led a team of money coaches who helped people pay off debt, buy new
homes and start successful businesses.
T.K. transitions from The Life Church to serve as Operations Director for Forward
Memphis. Her mission is to encourage people to achieve their financial dreams and
build multi-generational wealth that brings multi-generational blessings.
T.K. has resided in Cordova, TN for the past 18 years. When she’s not making the
world a better place, T.K. enjoys reading non-fiction books, listening to podcasts,
hanging with family & friends and spending time with her fur baby, a cat named Tiggs.
Christyn, her husband Aaron and four children enjoy living in the Memphis, TN area and are active in their church and community. Christyn excels in working behind the scenes to make day to day operations smooth and efficient at Forward Memphis.
